ARCHIEF — kalender van juli 2026 (stand 02-07-2026); de deadlines 22/7, 27/7 en 1/8 zijn verstreken; niets gewist, alleen gedateerd. Synthesized from 7 adversarially-verified research reports, July 2, 2026. Every deadline checked against primary sources. The night-shift routine (r4m-day-and-night) watches all "monitor" items.
A sole founder doesn't raise €1.8M in one check — you stack it. The verified stack:
| Layer | Source | Amount | Dilution | When |
|---|---|---|---|---|
| 1 | Circle Developer Grant | $5–100K USDC | none | apply this week (rolling) |
| 2 | VLAIO Innovatieve Starterssteun | €50K | none | Sept pitch wave (file FIRST — see trap below) |
| 3 | PMV Startlening | €100K | none (subordinated loan, 3.5%) | after BV incorporation |
| 4 | Winwinlening (friends/family) | up to €300K | none (loans, 2.25–4.5%) | anytime; lenders get 2.5%/yr tax credit + 30% loss protection |
| 5 | Belgian angels via BAN + tax shelter | €300–500K | equity — but angels get 45% back from the state (micro-BV shelter, €500K company cap) | Q3–Q4 |
| 6 | PMV Cofinanciering | up to €350K | none (loan; BAN angels count as required co-financier) | paired with layer 5 |
| 7 | VLAIO Ontwikkelingsproject | 45% of R&D budget (e.g., €400K on €900K) | none | file AFTER starterssteun; ~18-week decision |
| 8 | Alliance ALL18 | $500K + $500K at seed | ~10% ($5M cap SAFE) | apply by July 22 |
| 9 | Coinbase Ventures / Circle Ventures | $1–5M | the real round | via Base Batches/Echo/Circle-grant referral, Q4+ |
Layers 1–7 alone ≈ €1.3–1.5M with near-zero dilution. Add Alliance and you're past target with ~70% founder ownership intact — exactly the YEAR1_PLAN structure.
| Date | Action | Effort |
|---|---|---|
| This week | Circle Developer Grant → circle.questbook.app (focus: "agentic economic activity"; mention Circle Wallets/CCTP; the review includes a Circle Ventures referral) — ✅ aanvraagpakket invulklaar (03-07): pitch/templates/GRANT_CIRCLE_APPLICATION.md ($50K ask, 3 milestones) | half a day → nu ~1 uur |
| This week | Admin batch: Base Builder Rewards (connect GitHub+wallet at talent.app — passive 2 ETH/week pool), Cloudflare Monetization Gateway waitlist (opened July 1 — Inbox402's distribution channel), Cloudflare Workers Launchpad ($250K credits), OP Atlas profile (positions for 2027 Retro Funding restart), Belspo R&D program registration (must precede the work it covers — costs nothing, unlocks future 80% researcher withholding exemption + feeds the 3.75% innovation-income file) | one day |
| Na item 22 (AI-assistlaag) | Anthropic Startup Program (anthropic.com/startups): $1–5K Claude-credits via zelf-aanvraag (pre-Series B + "working product demonstrating Claude usage" — dus éérst de AI-assistlaag echt in het product, roadmap 22); $5–25K+ via VC-referral → automatisch upgraden zodra Alliance/angels binnen zijn. Founder-notitie 03-07: Claude Corps ("Anthropic school", start okt 2026) gecheckt en NIET passend — max 2 jaar werkervaring + US-werkvergunning + fulltime jaar bij US-nonprofit; geen actie. Gratis leren kan altijd meteen: Anthropic Academy (online, geen cohort). | 2 uur zodra 22 live is |
| July 22 | Alliance ALL18 application (20 minutes; cohort starts Sept 7 — 2 weeks NYC, rest remote; the most solo-founder-friendly major accelerator) — ✅ aanvraagpakket invulklaar (03-07): pitch/templates/ALLIANCE_ALL18_APPLICATION.md (incl. video-script; ⚠️ NYC×VLAIO-botsing checken vóór 22/7) | 1 hour |
| July 24–26 | (optional, high-value) ETHGlobal Lisbon — Coinbase CDP x402 bounty tracks (~$20K pools); the real prize is CDP people in person = warm route to Coinbase Ventures | 3 days |
| July 27 | YC Fall 2026 (8pm PT). Solo accepted (~10% of batches); thesis fit explicit (YC×Base "Fintech 3.0" RFS; YC pays in USDC now). Cost: a weekend. Friction if accepted: 3 months SF + Delaware flip | a weekend |
| Aug 1 | ~~NGI Taler~~ — deliberate skip (funds GNU Taler work, not x402/USDC; a reframing is a pivot). The real NLnet target: Open Internet Stack call, reopens after summer — classic profile: EU solo dev, open-source payment/identity infra, €5–50K | — |
• Sept 1–30: imec.istart (€100K convertible + the classic Flemish accelerator) — hard rule: requires a complementary founding team (2+). Decision point: recruit a co-founder/CTO by end of August, or enter their no-funding Launch Program instead. This is the one program where the solo constraint is absolute.
• Sept 7–10: VLAIO Innovatieve Starterssteun pitch wave — €50K + coaching. Route: via ONE recognized VLAIO partner (accelerator/incubator pre-screens). ⚠️ Age trap: eligibility is set by your OLDEST linked enterprise number. If your existing CommV (or any majority-owned activity) is >2 years old, the new BV may be disqualified — verify with the VLAIO adviser BEFORE structuring the company. ⚠️ Sequence trap: file starterssteun BEFORE the big ontwikkelingsproject — winning the large grant first can make starterssteun fail as "too advanced."
• Sept 10: Eurostars Call 11 — ~20% odds (3× EIC), avg €1.5M projects, funded via VLAIO — but needs one partner in a second Eurostars country. If a Dutch/German dev shop or research group joins, this becomes the best odds-per-euro consortium route.
• Sept 14: Start it @KBC (equity-free, no money — network + credibility; pitch days Oct 14–15 Antwerp; solo founders accepted).
• Late Sept: FIT Starterspakket Internationalisering — flat €9K for a starting exporter (fills up within days; the routine watches the opening).
• Also watch (routine covers these): Base Batches 004 (003 had x402 teams; top 15 get $10K, ≥3 get $50K from Base Ecosystem Fund, solo OK — expected Q3/Q4), x402 Foundation grants (Linux Foundation — announced in mission, not yet operational; be visible in the GitHub community now), Stellar Community Fund #46 (up to $150K non-dilutive but requires porting the dividend module to Stellar's Disbursement Platform — the UNHCR rail; decide calmly, not for #45's July 26 deadline), a16z CSX (no 2026 cohort announced; recheck late August).
• EIC Accelerator Open — the only €1.8M-scale EU instrument a single Belgian BV can access (grant ≤€2.5M + equity). Solo founders explicitly eligible. Odds ~6.6% at Step 2; blockchain wins rare — pitch the identity-binding/protocol innovation, never the marketplace. Path: short proposal in August → full proposal Nov 4. Mind the 3-strikes rule (max 3 failed attempts until end-2027).
• Coinbase Ventures ($1–5M, agentic payments = published 2026 priority) and Circle Ventures (active in exactly this category: Tazapay, Crossmint) — both relationship-gated. Your three doors: the Circle grant referral, Base Batches, ETHGlobal Lisbon face-time. Never cold email.
1. Solo-founder friction. imec.istart: hard exclusion. VLAIO/BAN/PMV: "team" is a scored criterion. Fixes: (a) a named advisory board (your pitch-doc reviewers, a fintech lawyer, an academic) costs nothing and scores points; (b) seriously consider a technical co-founder before September — it unlocks imec.istart and materially improves every other application; (c) Alliance and YC explicitly accept solos — that's why they're ranked high despite dilution.
2. Co-financing proof (VLAIO). A <3-year BV must show a monthly cash-flow plan and credibly fund 55% of any project budget. Fix: sequence — land layers 1–5 first, then file the ontwikkelingsproject with the angel money + PMV loans as proof.
3. MiCA perimeter. The transitional period ended July 1, 2026; FSMA has granted zero Belgian CASP licenses. R4M's argument: non-custodial open-source protocol software is outside CASP scope — but every evaluator (VLAIO, PMV, BAN, banks) will probe it. Fix: a written perimeter opinion from a Belgian fintech lawyer (inside the Year-1 legal budget) BEFORE the September applications. Also expect bank-account friction independent of licensing — start the bank conversation early.
4. The founder gets no tax shelter on his own equity (bedrijfsleider exclusion, strictly enforced — even unpaid mandates get attacked). Your capital goes in as founder shares; the 45% magic is for your angels only. Price it into the pitch: "Belgian residents: the state co-invests 45% of your ticket — and since 2026 your exits are taxed, so entry-side reduction matters more than ever."
5. Dead ends verified so you never waste an hour: kmo-groeisubsidie (scrapped), kmo-portefeuille advice pillar (gutted Feb 2026), Gitcoin (wound down), Optimism Retro Funding (paused all 2026), EF ESP (closed intake + non-commercial), finance&invest.brussels (Flanders BV out of scope), Techstars Amsterdam (missed June 10; 2027), Uniswap (winding down), Tempo (no grants), World Foundation (only with a World ID variant), NGI Taler (wrong ecosystem).
☐ Circle Developer Grant application (circle.questbook.app)
☐ talent.app — connect GitHub + wallet (Builder Rewards)
☐ Cloudflare Monetization Gateway waitlist + Workers Launchpad application
☐ OP Atlas profile for R4M
☐ Belspo R&D program registration (before further dev work)
☐ Alliance ALL18 application drafted (submit ≤ July 22)
☐ Decide: YC yes/no (July 27) · ETHGlobal Lisbon yes/no (July 24–26)
☐ Book VLAIO bedrijfsadviseur intake (0800 20 555 — free) + ask the starterssteun age-trap question about the CommV
☐ Book fintech lawyer for the MiCA perimeter opinion
☐ Start the co-founder conversation (unlocks imec.istart + strengthens everything)
Rule from the playbook applies here too: every application states the honest numbers. A grant evaluator who catches one inflated figure kills the application; one who reads your audited honesty funds the rare founder who does that.
Bron: pitch/FUNDING_PIPELINE.md (privé-repo) — deze pagina wordt bij elke wijziging opnieuw gegenereerd via build-docs.py.